Comments on: Bank Of America’s Outrageous Overdraft Fees = Scam

By: revoltagainstann

revoltagainstann — Mon, 29 Mar 2010 17:30:37 +0000

Nomad, Your wish is coming true this summer! This means though that you might be washing dishes, you betterï»¿ start managing your finances!

By: tarathetarantula

tarathetarantula — Mon, 29 Mar 2010 17:14:40 +0000

these banks are raping people!ï»¿

By: tfreakvids

tfreakvids — Mon, 29 Mar 2010 16:42:37 +0000

You didn’t mention anything about the re-sequencing of pending transactions from low to high. I have paid over $2000 in overdraft fees since 2009 because of thisï»¿ scam. I am trapped with BofA a couple more years for various business reasons. PM me and I will send you all the nasty details. BofA sucks!!!!!!!!

By: epenoyar

epenoyar — Mon, 29 Mar 2010 15:59:19 +0000

The key here is if your bank account operates at a low level, say less than $100, and for whatever reason you cannot keep perfect track of what your spending, like you’re traveling, (I guess they assume you’re supposed to carry a calculator or accountingï»¿ scroll around), you’re going to be screwed by these overdraft fees.

By: epenoyar

epenoyar — Mon, 29 Mar 2010 15:09:42 +0000

The coup de grace here is that B of A claims to provide these overdrafts “AS A COURTESY” I’m not joking, that’s what I was told by customer service. Yes, instead of declining my card for the 99 cent coke I just bought, I’d much rather prefer you allow me to charge it and then penalize me $35, that’s great.Even if you have a positive amount in your account, overdraft fees areï»¿ still a threat because a merchant might not send his charge out for months, and B of A of course doesn’t warn you.

By: tubeneophyte

tubeneophyte — Mon, 29 Mar 2010 14:23:44 +0000

suggest videologger develop a relationship with a reputable small local bankï»¿

By: epenoyar

epenoyar — Mon, 29 Mar 2010 13:47:14 +0000

I just filed a small claims lawsuit against Bank of America, and threatened a largerï»¿ suit if I’m unsuccessful. Look it up at the ‘related videos’ on the right, (Nader advocates it), often times just filing a small claims against a corporation, which anyone can do, will force them to give in, as they don’t want to pay someone to go defend it. I’ll let you know how it turns out.

By: willievega

willievega — Mon, 29 Mar 2010 13:23:19 +0000

TD Band would rather imply that I am a crook,ï»¿ than to give me back my money. I have filed police reports for the credit card fraud that was perpetrated on me. Still, after over a month I have had no satisfaction on this issue. Just because someone got my pin number and used my card, is no reason to imply that I was the one who used the card. Every store has camaras that can capture your pin number, so when they duplicate your card, they can take your money from an ATM.

By: willievega

willievega — Mon, 29 Mar 2010 12:44:58 +0000

TD Band would rather imply that I am a crook, than to give me back my money. I have filed police reports for the credit card fraud that was perpetrated on me. Still, after over a month I have had no satisfaction on this issue. Just because someone got my pin number and used my card, is no reason to imply that I was the one who used the card. Every storeï»¿ has camaras that can capture your pin number, so when they duplicate your card, they can take your money from an ATM.

By: willievega

willievega — Mon, 29 Mar 2010 12:42:59 +0000

TD Band would rather implyï»¿ that I am a crook, than to give me back my money. I have filed police reports for the credit card fraud that was perpetrated on me. Still, after over a month I have had no satisfaction on this issue. Just because someone got my pin number and used my card, is no reason to imply that I was the one who used the card. Every store has camaras that can capture your pin number, so when they duplicate your card, they can take your money from an ATM.